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Showing posts with label Business. Show all posts
Showing posts with label Business. Show all posts
Tuesday, July 17, 2012
Health Business Intelligence Corp Appoints Jacob Nguyen Executive VP of Business Development.
Health Business Intelligence Corp (Health BI), a Healthcare Software Technology solution provider, specializing in Patient Centered Care Technology Solutions and Services, today announced that it has named Jacob Nguyen as the company’s Executive VP of Business Development.
Scottsdale, AZ (PRWEB) July 17, 2012
Health Business Intelligence Corp(Health BI), a Healthcare Software Technology solution provider, specializing in Patient Centered Medical Home Technology Solutions and Services today announced that it has named Jacob Nguyen as the company’s Executive VP of Business Development. In his new role, Mr. Nguyen will be responsible for leading, developing and executing Health BI’s Sales and Marketing strategy.Jacob Nguyen was previously the Senior Vice President of Business Development for Craneware Incorporated with over 1500 provider clients. Jacob brings over 15 years of healthcare information technology experience in the areas of supply-chain and revenue cycle management. Since 2002, Jacob Nguyen built Craneware into an important provider of Revenue Integrity software solutions for many of the leading health systems across the country. Jacob has been instrumental in helping hospitals transform managing their revenue integrity systems that positively affected the hospital’s economic strength and financial position. Jacob also served as Craneware’s Western Region Vice President.
Prior to Craneware, Jacob was the Director of Supplier Relations and the Director of Integration Services at Neoforma. In his role as Director of Supplier Relations, Jacob collaborated with the leading supply chain companies to form Neoforma’s Online Marketplace. As Director of Integration Services, he led development and implementation projects for material management systems to Web-based solutions.
“We are extremely excited to have Jacob joining our Executive team. Jacob’s vast knowledge of the healthcare market, his exceptional work ethic and strategic thinking puts Health BI on the path to dominate the care coordination, patient engagement, BI and PCMH technology space,” said Mack Baniameri the CEO of Health Business Intelligence Corp.
Jacob is an active member of Healthcare Financial Management Association and he was a former diplomat for the American College of Healthcare Executives. Jacob earned a Bachelor of Science degree in General Biology from San Jose State University and he has completed Thunderbird, The Garvin School of International Management – Executive International Management Program for Global Management and Leadership.
About Health BI
Health Business Intelligence Corp is the leading developer of secure online and mobile messaging, care coordination, patient engagement, Business Intelligence, readmission reduction and Patient Centered Medical Home technology solutions. Headquartered in Scottsdale, Arizona, Health BI was created by a group of industry leaders and physicians to fill the need for tools that facilitate secure online and mobile communication, collaboration, care transition and information sharing among healthcare providers, vendors and patients. The success of Health BI’s secure messaging technology prompted the company to introduce a modified version of its secure email solution to business and financial sectors.
Mack Baniameri
Health Business Intelligence Corp
1(866) 417-2959 101
Email Information
Monday, July 16, 2012
Cardinal Health Highlights Independent Pharmacy Best Practices At Retail Business Conference 2012
ORLANDO, Fla., July 16, 2012 /PRNewswire/ -- At its annual Retail Business Conference (RBC) for independent pharmacies, Cardinal Health this week introduced Independent Pharmacy Best Practices 2012, Ideas as Original As You Are, a special publication that showcases 16 unique programs, implemented by independent pharmacists from across the United States, that improve patient care and drive business results.
Cardinal Health provides pharmaceutical distribution and a vast array of business support services to nearly 7,000 independent pharmacies from across the United States. The company invited its independent pharmacy sales force to nominate successful best practices from their customers. Retail pharmacy experts from Cardinal Health then selected 16 stories to be highlighted in the inaugural issue of Independent Pharmacy Best Practices; and invited members of its National Retail Advisory Board, which is comprised of leading independent pharmacists from across the country, to select three finalists.
Live, at RBC 2012's Customer General Session, event attendees viewed videos highlighting the three finalists, and were invited to 'text to vote' for the most innovative best practice. The winner of the text-to-vote competition was Marty Bigner of Thrift Drugs, McComb, Miss. Cardinal Health will donate $10,000 to the organization of Bigner's choice, in his honor.
The three independent pharmacies that were recognized as finalists at Cardinal Health's Best Practices Text-to-Vote competition at RBC 2012 are:
Free Vitamin Club – Marty Bigner of Thrift Drugs, McComb, Miss. –Thrift Drugs implemented a Free Vitamin Club for children, with the goal of improving patient health, demonstrating its commitment to the community and building new – and stronger – relationships with patients. Marty Bigner, owner of Thrift Drugs, orders children's chewable vitamins with a Thrift Drugs private label, at a cost of less than 90 cents each. He invites members of his community to sign up children, ages 2-12, to participate in the Free Vitamin Club, and promotes the program through local radio and print ads, his storefront signs, flyers and at local health fairs. In the program's first year, nearly 290 children were enrolled in the program, representing more than 100 families – half of which had not visited Thrift Drugs before. Bigner views the program as a great, low-cost way to develop patient relationships and patient loyalty.Synchronizing Refills: Meds Made Easy – Mark Hobbs & Jessica Beal of Hobbs Pharmacy, Merritt Island, Fla. – Hobbs Pharmacy services a large number of 'high prescription volume' patients – who take 15-20 different prescription medications. These patients needed to call or visit Hobbs Pharmacy almost daily – which was time consuming for patients and pharmacy staff alike. To address this issue, Hobbs Pharmacy implemented a synchronized refill program in 2011. Pharmacy staff synchronize each patient's prescriptions and their corresponding refill timelines; and then work with prescribing physicians to get all medications on a synchronized refill schedule, so patients only need to visit the pharmacy once or twice per month.This Meds Made Easy program enables Hobbs Pharmacy to better identify adherence issues and to improve its collaboration with doctors. Hobbs Pharmacy now receives fewer patient phone calls, makes fewer patient deliveries and has a much more predictable inventory. The program has freed up staff time to focus on other patient care initiatives, and has generated at least 25 new patients, each of whom utilize 12-15 prescriptions per month. Jessica Beal, pharmacist at Hobbs Pharmacy, says that the program is particularly appreciated by the 'sandwich generation,' comprised of middle-aged adults who serve as caretakers for their parents and their children. This program helps these customers manage their parents' medications much more time efficiently.
Teacher Immunization Program – Kevin Reddish, of Reddish Pharmacy, Nampa, Idaho – After Kevin Reddish, owner of Reddish Pharmacy in Nampa, Idaho, became certified at RBC 2012 to offer immunizations, he started marketing his new flu vaccine services to local senior centers. But these new services really took off when Reddish worked with the leaders of his local school system to begin offering teacher flu clinics at local schools. In just the first month and a half, Reddish had booked 25 flu vaccine clinics at local schools, and in just the first year of the program, he increased his vaccine business from 200 to more than 850 immunizations. Reddish also leveraged the Teacher Immunization Program to earn teachers' prescription business. He encouraged teachers to sign up for his auto-refill program, and offered to deliver teachers' prescriptions directly to them at school, at no additional fee. His auto-refill program now has 250 patients enrolled; many of whom are teachers. Reddish now plans to market his other pharmacy services to teachers at future flu clinics, and plans to expand the Teacher Immunization Program to smaller outlying schools. Reddish says this program is a great example of a way pharmacists can improve community health while building their business."We work every day with forward-thinking pharmacists who are constantly finding new ways to build stronger, more resilient businesses and improve the quality of care they deliver to patients," said Steve Lawrence, senior vice president of Independent Sales for Cardinal Health. "We're thrilled to share some of these best practices at RBC 2012, and we congratulate this year's honorees and finalists for their commitment to community pharmacy excellence."
Hard copies of Independent Pharmacy Best Practices 2012, Ideas as Original As You Are were made available to all attendees of RBC 2012. Following the event, Cardinal Health customers can access an electronic version of the publication via the company's secure customer portal. Electronic versions of the publication are also available on Cardinal Health's public web site.
About the Cardinal Health Retail Business Conference (RBC)
The Cardinal Health Retail Business Conference (RBC), held July 11-14 in Orlando, Fla., provides independent pharmacies and pharmacy franchise owners with the opportunity to network with and learn from thousands of their peers from across the nation while gaining new insights to improve the effectiveness and efficiency of their businesses. The annual event provides nearly 7,000 attendees – including independent pharmacy owners, pharmacists, pharmacy technicians, pharmaceutical manufacturers and other pharmacy industry professionals across the United States – with buying opportunities, continuing education sessions and programs to help pharmacists improve patient care, efficiency and profitability. For more information, visit www.CardinalHealth.com/RBC.
About Cardinal Health
Headquartered in Dublin, Ohio, Cardinal Health, Inc. (CAH) is a $103 billion health care services company that improves the cost-effectiveness of health care. As the business behind health care, Cardinal Health helps pharmacies, hospitals, ambulatory surgery centers and physician offices focus on patient care while reducing costs, enhancing efficiency and improving quality. Cardinal Health is an essential link in the health care supply chain, providing pharmaceuticals and medical products to more than 60,000 locations each day. The company is also a leading manufacturer of medical and surgical products, including gloves, surgical apparel and fluid management products. In addition, the company supports the growing diagnostic industry by supplying medical products to clinical laboratories and operating the nation's largest network of radiopharmacies that dispense products to aid in the early diagnosis and treatment of disease. Ranked #21 on the Fortune 500, Cardinal Health employs more than 30,000 people worldwide. More information about the company may be found at cardinalhealth.com and @CardinalHealth on Twitter.
Friday, July 6, 2012
How Health-Care Ruling Will Impact Business
Business strategistCarol Roth weighs in on the potential impact on businesses from todays health-care ruling.
Tuesday, July 3, 2012
Cardinal Health Honored With Best Employers for Healthy Lifestyles Award by National Business Group on Health
DUBLIN, Ohio, July 2, 2012 /PRNewswire/ -- The National Business Group on Health honored Cardinal Health with its Best Employers for Healthy Lifestyles Award for its commitment to promoting a healthy workplace and encouraging employees and their families to support and maintain healthy lifestyles.
Cardinal Health received a platinum award for its Healthy Lifestyles program, a program that is part of the company's overarching benefits strategy to support the well-being and development of its employees. The platinum awards recognizes employers for established "healthy weight, healthy lifestyles" programs with measurable success and documented outcomes.
"Our programs are focused on providing our employees with tools and resources and engaging them to lead a healthy life," said Carole Watkins, Chief Human Resources Officer at Cardinal Health. "We're honored to be recognized by the National Business Group on Health for the success we've achieved with our progressive work in our Healthy Lifestyles initiative."
The company's innovative approach to employee health incorporates work/life effectiveness initiatives, programs and incentives emphasizing wellness and prevention. The programs include consumer-driven health plans, education and awareness programs, disease management and wellness programs, enhanced work/life programs, flexible work pilot programs, financial savings plans and employee assistance programs.
The Healthy Lifestyles program works to promote employees' well-being by maintaining health through work/life effectiveness resources, self-check guides, web-based tools, screenings and preventive care; improving health and reducing risk through biometric screenings, health assessments and coaching; and managing health and chronic conditions through condition management, wellness programs, and nurse advocates.
"We are very pleased to recognize Cardinal Health for its ongoing commitment to providing lifestyle improvement programs that encourage healthy lifestyles for their employees," said Helen Darling, president and CEO of the National Business Group on Health. "Cardinal Health and its management team should be proud of their dedication and recognizing the importance of promoting and maintaining a healthy workforce. We congratulate them on receiving this award."
Cardinal Health received the 2012 Best Employers for Health Lifestyles Award at the Leadership Summit sponsored by the National Business Group on Health's Institute on Innovation in Workforce Well-being. This marks the second time the company has received the award. Cardinal Health had previously been awarded the Best Employers for Health Lifestyles Award at the gold and silver levels.
About Cardinal HealthHeadquartered in Dublin, Ohio, Cardinal Health, Inc. (CAH) is a $103 billion health care services company that improves the cost-effectiveness of health care. As the business behind health care, Cardinal Health helps pharmacies, hospitals, ambulatory surgery centers and physician offices focus on patient care while reducing costs, enhancing efficiency and improving quality. Cardinal Health is an essential link in the health care supply chain, providing pharmaceuticals and medical products to more than 60,000 locations each day. The company is also a leading manufacturer of medical and surgical products, including gloves, surgical apparel and fluid management products. In addition, the company supports the growing diagnostic industry by supplying medical products to clinical laboratories and operating the nation's largest network of radiopharmacies that dispense products to aid in the early diagnosis and treatment of disease. Ranked #21 on the Fortune 500, Cardinal Health employs more than 30,000 people worldwide. More information about the company may be found at cardinalhealth.com and @CardinalHealth on Twitter.
About the National Business Group on HealthThe National Business Group on Health is the nation's only non-profit, membership organization of large employers devoted exclusively to finding innovative and forward-thinking solutions to their most important health care and related benefits issues and to being the voice for large employers on national health care issues. The Business Group, whose 345 members include 64 of the Fortune 100, identifies, develops and shares best practices in health benefits, disability, health and productivity, related paid time off and work/life balance issues. Business Group members provide health coverage for more than 55 million U.S. workers, retirees and their families. For more information, visit www.businessgrouphealth.org.
Tuesday, June 19, 2012
Health reform law: What's at stake for small business
The health reform law is chock full of new rules and benefits for small businesses -- and all are now on the line at the Supreme Court.
The 2010 Affordable Care Act includes everything from a different way to shop for insurance to a tax credit that rewards employers for insuring workers.
The Supreme Court's decision on the law's constitutionality is due out later this month, even as soon as Monday. Generally speaking, there are three main possible outcomes: Health care reform could be upheld entirely or struck down entirely, or the court could do away with only some provisions.
There are so many facets to the law that even partial survival could yield some benefits to entrepreneurs, such as the tax credit. That's why John Arensmeyer, who leads the pro-reform group Small Business Majority, said striking down the whole law would be a nightmare.
"All the benefits will go away," Arensmeyer said. "We'll be thrown right back into the unsustainable system we've had to date."
If the justices elect to keep some parts, while knocking down others, the 906-page law could become even more confusing than it is now. Here's a list of key provisions -- and what could happen to small businesses if they're maintained or discarded.
Health care reform isn't a job killer - yet
Fines: Starting in 2014, the law requires any company with at least 50 full-time employees to provide insurance or pay fines. The size of the penalty depends on a formula in the law.
If one or more workers turns to the government for help buying insurance, the company will be assessed a penalty of at least $40,000, depending on the size of its workforce. If this provision vanishes, there's one less rule for small businesses to worry about.
But the rule affects 200,000 small businesses, a tiny fraction of the nation's approximately six million employers. More than 96% of small businesses fall below the 50-employee threshold.
Individual mandate: This is perhaps the most controversial part of the law before the court. It forces every person to purchase some sort of health insurance by 2014 or pay a penalty.
The mandate counter balances another provision, one that forces insurers to take on people with pre-existing conditions. The idea of the mandate is to force healthy people who otherwise might not get insurance to join the pool of the insured, thus diluting the cost of health care.
If the mandate disappears but the 50-plus employee rule stays, insurance costs could skyrocket for small businesses who will be forced to provide workers with insurance.
Exchanges: Starting in 2014, companies with up to 100 workers will have the option to buy lower cost health insurance through employer-only exchanges set up by the states.
They're called Small Business Health Options Programs, and these exchanges are intended to bring down the cost of health care for small firms. They will make it possible for business owners to compare similar insurance plans -- just as consumers shop for other services. They also could help small firms by allowing them to effectively add their employees to a much larger pool of insurance customers.
The federal law ordered states to create them, and a dozen have already started.
Striking down this provision wouldn't necessarily stop states from creating exchanges. But it would do away with federal grants helping them do so, making the process more difficult for some, impossible for others.
Tax credits: Since 2010, some small businesses have received tax credits rewarding them for providing workers with health insurance. Eligible companies must have no more than 25 workers and pay average salaries of $50,000 or less.
Not everybody hates health reform
Losing the tax credits would mean no more help from the federal government, which averaged $2,700 last year.
But it has turned out to be an underwhelming tax credit. Employers say applying for the credit involves a lengthy, complicated formula that sometimes yields very little financial help. Only 170,300 companies received it last year for tax year 2010, even though the government estimates between 1.4 million and 4 million are eligible.
The 80% rule for insurers: Since 2011, insurance companies have been required to spend at least 80% of every dollar on medical care and not administrative costs -- or refund the difference.
This rule, known as the medical loss ratio, is especially important for small businesses. Administrative costs typically have taken up a much larger chunk of small companies' insurance costs when compared to large companies.
The rule has already been shown to work, at least in California, where 4,400 companies received $3.5 million in refunds from insurance company UnitedHealth this month. UnitedHealth was forced to return the money to comply with the 80% rule.
Eliminating the ratio would drive up insurance costs for many small companies.
Have fears of losing health insurance held you back from quitting your job to launch a business? Email Jose Pagliery and share your story. Click here for the CNNMoney.com comment policy.
View this article on CNNMoney
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Friday, June 15, 2012
Health reform: What's at stake for small business
There's a lot in store for small business owners in President Obama's health reform law. They should keep a close eye on the upcoming Supreme Court decision.
NEW YORK (CNNMoney) -- The health reform law is chock full of new rules and benefits for small businesses -- and all are now on the line at the Supreme Court.
The 2010 Affordable Care Act includes everything from a different way to shop for insurance to a tax credit that rewards employers for insuring workers.
The Supreme Court's decision on the law's constitutionality is due out later this month, even as soon as Monday. Generally speaking, there are three main possible outcomes: Health care reform could be upheld entirely or struck down entirely, or the court could do away with only some provisions.
There are so many facets to the law that even partial survival could yield some benefits to entrepreneurs, such as the tax credit. That's why John Arensmeyer, who leads the pro-reform group Small Business Majority, said striking down the whole law would be a nightmare.
"All the benefits will go away," Arensmeyer said. "We'll be thrown right back into the unsustainable system we've had to date."
If the justices elect to keep some parts, while knocking down others, the 906-page law could become even more confusing than it is now. Here's a list of key provisions -- and what could happen to small businesses if they're maintained or discarded.
Fines: Starting in 2014, the law requires any company with at least 50 full-time employees to provide insurance or pay fines. The size of the penalty depends on a formula in the law.
If one or more workers turns to the government for help buying insurance, the company will be assessed a penalty of at least $40,000, depending on the size of its workforce. If this provision vanishes, there's one less rule for small businesses to worry about.
But the rule affects 200,000 small businesses, a tiny fraction of the nation's approximately six million employers. More than 96% of small businesses fall below the 50-employee threshold.
Individual mandate: This is perhaps the most controversial part of the law before the court. It forces every person to purchase some sort of health insurance by 2014 or pay a penalty.
The mandate counter balances another provision, one that forces insurers to take on people with pre-existing conditions. The idea of the mandate is to force healthy people who otherwise might not get insurance to join the pool of the insured, thus diluting the cost of health care.
If the mandate disappears but the 50-plus employee rule stays, insurance costs could skyrocket for small businesses who will be forced to provide workers with insurance.
Exchanges: Starting in 2014, companies with up to 100 workers will have the option to buy lower cost health insurance through employer-only exchanges set up by the states.
They're called Small Business Health Options Programs, and these exchanges are intended to bring down the cost of health care for small firms. They will make it possible for business owners to compare similar insurance plans -- just as consumers shop for other services. They also could help small firms by allowing them to effectively add their employees to a much larger pool of insurance customers.
The federal law ordered states to create them, and a dozen have already started.
Striking down this provision wouldn't necessarily stop states from creating exchanges. But it would do away with federal grants helping them do so, making the process more difficult for some, impossible for others.
Tax credits: Since 2010, some small businesses have received tax credits rewarding them for providing workers with health insurance. Eligible companies must have no more than 25 workers and pay average salaries of $50,000 or less.
Losing the tax credits would mean no more help from the federal government, which averaged $2,700 last year.
But it has turned out to be an underwhelming tax credit. Employers say applying for the credit involves a lengthy, complicated formula that sometimes yields very little financial help. Only 170,300 companies received it last year for tax year 2010, even though the government estimates between 1.4 million and 4 million are eligible.
The 80% rule for insurers: Since 2011, insurance companies have been required to spend at least 80% of every dollar on medical care and not administrative costs -- or refund the difference.
This rule, known as the medical loss ratio, is especially important for small businesses. Administrative costs typically have taken up a much larger chunk of small companies' insurance costs when compared to large companies.
The rule has already been shown to work, at least in California, where 4,400 companies received $3.5 million in refunds from insurance company UnitedHealth this month. UnitedHealth was forced to return the money to comply with the 80% rule.
Eliminating the ratio would drive up insurance costs for many small companies.
Have fears of losing health insurance held you back from quitting your job to launch a business? Email Jose Pagliery and share your story. Click here for the CNNMoney.com comment policy. 
Wednesday, April 18, 2012
Pharma Not in Business of Health, Healing, Cures, Wellness
Be My Friend - http://www.myspace.com/psychtruth
Ex-Pharma Sales Reps Speaks Out - Pharma Not in Business of Health, Healing, Cures, Wellness.
Gwen Olsen spent fifteen years as a pharmaceutical sales rep working for such healthcare giants as Johnson & Johnson, Bristol-Myers Squibb, and Abbott Laboratories. She enjoyed a successful, fast-paced career until several conscious-altering experiences began awakening her to the dangers lurking in every American medicine cabinet. Her most poignant lessons, however, came as both victim and survivor of life-threatening adverse drug reactions. After leaving pharmaceutical sales in 2000, Gwen worked in the natural foods industry first as an Account Manager for Nature's Way, and then as a Regional Sales Manager for Gaia Herbs. She is currently a writer, speaker, and natural health consultant.
The United States health care system is killing Americans at an alarming rate, even though we spend over fifteen percent of the Gross National Product (GNP) on health care. According to the Journal of the American Medical Association, our health care outcomes ranked only fifteenth among twenty-five industrialized nations worldwide. Adverse effects from prescription drugs have become the third-leading killer of Americans. Only heart disease and cancer claim more lives. We trust our doctors to inform us and our government to protect us from medical malfeasance that may put profits ahead of consumer health and safety. But the fine line walked by the FDA between the interests of the pharmaceutical manufacturers and the American public has continually been crossed. The result is the unleashing of an unprecedented number of lethal drugs on the U.S. market!
Gwen Olsen learned firsthand the danger that lurks in every American's medicine cabinet, working in the pharmaceutical industry. But her most poignant education would come as a victim and, ultimately, as a survivor.
Visit Gwen's Website at
http://www.gwenolsen.com/
Confessions of an Rx Drug Pusher
God's Call to Loving Arms
http://www.amazon.com/Confessions-Rx-Drug-Pusher-Loving/dp/0595357636
This video was produced by Psychetruth
http://www.myspace.com/psychtruth
http://www.youtube.com/psychetruth
© Copyright 2008 Gwen Olsen. All Rights Reserved.
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Friday, April 6, 2012
Health Net Closes PDP Business Sale
On Monday, Health Net Life Insurance Company, a subsidiary of Health Net Inc. (NYSE:HNT - News), announced that it has completed the divestiture of its Medicare stand-alone Prescription Drug Plan (:PDP) business to a unit of CVS Caremark Corporation (NYSE:CVS - News). The deal was announced by the company in January 2012.
Although the deal is valued at $160 million, Health Net anticipates net cash inflow of $145 million from the transaction, after deducting taxes, transaction costs, transition costs and the effect of freed-up capital.
However, subsequent to the divestiture, Health Net will continue to offer Prescription Drugs Plans as part of its Medicare Advantage plans. The company earned $490 million in 2011 from the PDP business and has over 425,000 policyholders under this product.
We expect the asset disposition to be beneficial for Health Net as the company has been witnessing a steady decline in PDP enrollment, while the Medical Care Ratio (:MCR) for the business has been on the rise. The MRC is the ratio of the health plan services expense to the health plan services premium. Hence, a rising MRC denotes a higher growth in expenses compared to premiums, which leads to a decline in the bottom line.
Health Net recorded year-over-year declines of 12.3%, 10.4%, 11.8% and 10.5%, respectively, in PDP membership in the four quarters of 2011. Moreover, the PDP MCR increased by 420 basis points (bps), 150 bps, 1380 bps and 590 bps, respectively, in the quarters.
On the other hand, CVS Caremark aims to take advantage of the ageing population in the U.S., which is expected to boost the demand for Medicare products. As a result, the company is expanding its Medicare business via acquisitions. Earlier, in April 2011, CVS Caremark acquired the Medicare PDP business of Universal American Corp. (NYSE:UAM - News).
Currently, Health Net carries a Zacks #3 Rank, implying a short-term ‘Hold’ rating, while CVS Caremark holds a Zacks #2 Rank, which translates into a short-term ‘Buy’ rating. Considering the fundamentals, we maintain a long-term ‘Neutral’ recommendation on both Health Net and CVS Caremark.
Read the Full Research Report on HNTRead the Full Research Report on CVS
Read the Full Research Report on UAM
Zacks Investment Research
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Wednesday, April 4, 2012
Pharma Not in Business of Health, Healing, Cures, Wellness
Be My Friend - http://www.myspace.com/psychtruth
Ex-Pharma Sales Reps Speaks Out - Pharma Not in Business of Health, Healing, Cures, Wellness.
Gwen Olsen spent fifteen years as a pharmaceutical sales rep working for such healthcare giants as Johnson & Johnson, Bristol-Myers Squibb, and Abbott Laboratories. She enjoyed a successful, fast-paced career until several conscious-altering experiences began awakening her to the dangers lurking in every American medicine cabinet. Her most poignant lessons, however, came as both victim and survivor of life-threatening adverse drug reactions. After leaving pharmaceutical sales in 2000, Gwen worked in the natural foods industry first as an Account Manager for Nature's Way, and then as a Regional Sales Manager for Gaia Herbs. She is currently a writer, speaker, and natural health consultant.
The United States health care system is killing Americans at an alarming rate, even though we spend over fifteen percent of the Gross National Product (GNP) on health care. According to the Journal of the American Medical Association, our health care outcomes ranked only fifteenth among twenty-five industrialized nations worldwide. Adverse effects from prescription drugs have become the third-leading killer of Americans. Only heart disease and cancer claim more lives. We trust our doctors to inform us and our government to protect us from medical malfeasance that may put profits ahead of consumer health and safety. But the fine line walked by the FDA between the interests of the pharmaceutical manufacturers and the American public has continually been crossed. The result is the unleashing of an unprecedented number of lethal drugs on the U.S. market!
Gwen Olsen learned firsthand the danger that lurks in every American's medicine cabinet, working in the pharmaceutical industry. But her most poignant education would come as a victim and, ultimately, as a survivor.
Visit Gwen's Website at
http://www.gwenolsen.com/
Confessions of an Rx Drug Pusher
God's Call to Loving Arms
http://www.amazon.com/Confessions-Rx-Drug-Pusher-Loving/dp/0595357636
This video was produced by Psychetruth
http://www.myspace.com/psychtruth
http://www.youtube.com/psychetruth
© Copyright 2008 Gwen Olsen. All Rights Reserved.
#12 - Most Discussed (Today) - Howto & Style
#28 - Most Viewed (Today) - Howto & Style
#5 - Top Favorites (Today) - Howto & Style
#8 - Top Rated (Today) - Howto & Style
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Monday, April 2, 2012
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Friday, March 9, 2012
Health Care Benefits Changes on the Horizon, Towers Watson/National Business Group on Health Study Finds
Thu, Mar 8, 2012, 7:00 PM EST - U.S. Markets closed
Sorry, I could not read the content fromt this page.Monday, January 23, 2012
Aegis Health Group Taps Technology to Expand Capabilities and Provide Solutions to Hospitals’ Business Development Needs
How to Play the 5 Big 'What Ifs' of 2012The Wall Street Journal
These five scenarios that could damage returns or lead to profit are keeping Wall Street awake at night
Thursday, January 12, 2012
Health Net to Shed PDP Business
On Monday, Health Net Life Insurance Company, a subsidiary of Health Net Inc. (NYSE:HNT - News), announced an agreement to sell its Medicare stand-alone Prescription Drug Plan (NYSEArca:PDP - News) business to a unit of CVS Caremark Corporation (NYSE:CVS - News).
The company expects to complete the divestiture in the second quarter of 2012, subject to the required approvals from the Centers for Medicare and Medicaid Services and other regulatory bodies and other customary closing conditions.
Although the deal is valued at $160 million, Health Net anticipates net cash inflow of $140 million from the transaction, after deducting taxes, transaction costs, transition costs and the effect of freed-up capital. As CVS Caremark already provides some services to the company’s clientele, Health Net expects that its policyholders will not face any inconvenience or disruption in services due to the switch.
However, subsequent to the divestiture, Health Net will continue to offer Prescription Drugs Plans as a part of its Medicare Advantage plans. The company currently earns about $490 million annually from the PDP business and has over 400,000 policyholders under the PDP.
We expect the asset disposition to be beneficial for Health Net as the company has been witnessing a steady decline in its PDP enrolment, while the Medical Care Ratio (NYSE:MCR - News) for the business has been on the rise.
Although the figures for the fourth quarter of 2011 are not available as yet, Health Net recorded year-over-year PDP membership declines of 11.8%, 10.4% and 12.3%, respectively, in the third, second and first quarter of the year. Moreover, MCR increased by 1380 basis points (bps), 150 bps and 420 bps, respectively in the third, second and first quarter of 2011.
On the other hand, CVS Caremark aims to take advantage of the ageing population in the US, which is expected to boost the demand for Medicare products. As a result, the company is expanding its Medicare business via acquisitions. Earlier, in April 2011, CVS Caremark acquired the Medicare PDP business of Universal American Corp. (NYSE:UAM - News).
Currently, Health Net carries a Zacks #3 Rank, implying a short-term ‘Hold’ rating, while CVS Caremark carries a Zacks #2 Rank, which translates into a short-term ‘Buy’ rating.
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Thursday, January 5, 2012
Pharma Not in Business of Health, Healing, Cures, Wellness
Be My Friend - http://www.myspace.com/psychtruth
Ex-Pharma Sales Reps Speaks Out - Pharma Not in Business of Health, Healing, Cures, Wellness.
Gwen Olsen spent fifteen years as a pharmaceutical sales rep working for such healthcare giants as Johnson & Johnson, Bristol-Myers Squibb, and Abbott Laboratories. She enjoyed a successful, fast-paced career until several conscious-altering experiences began awakening her to the dangers lurking in every American medicine cabinet. Her most poignant lessons, however, came as both victim and survivor of life-threatening adverse drug reactions. After leaving pharmaceutical sales in 2000, Gwen worked in the natural foods industry first as an Account Manager for Nature's Way, and then as a Regional Sales Manager for Gaia Herbs. She is currently a writer, speaker, and natural health consultant.
The United States health care system is killing Americans at an alarming rate, even though we spend over fifteen percent of the Gross National Product (GNP) on health care. According to the Journal of the American Medical Association, our health care outcomes ranked only fifteenth among twenty-five industrialized nations worldwide. Adverse effects from prescription drugs have become the third-leading killer of Americans. Only heart disease and cancer claim more lives. We trust our doctors to inform us and our government to protect us from medical malfeasance that may put profits ahead of consumer health and safety. But the fine line walked by the FDA between the interests of the pharmaceutical manufacturers and the American public has continually been crossed. The result is the unleashing of an unprecedented number of lethal drugs on the U.S. market!
Gwen Olsen learned firsthand the danger that lurks in every American's medicine cabinet, working in the pharmaceutical industry. But her most poignant education would come as a victim and, ultimately, as a survivor.
Visit Gwen's Website at
http://www.gwenolsen.com/
Confessions of an Rx Drug Pusher
God's Call to Loving Arms
http://www.amazon.com/Confessions-Rx-Drug-Pusher-Loving/dp/0595357636
This video was produced by Psychetruth
http://www.myspace.com/psychtruth
http://www.youtube.com/psychetruth
© Copyright 2008 Gwen Olsen. All Rights Reserved.
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Friday, December 30, 2011
Pharma Not in Business of Health, Healing, Cures, Wellness
Be My Friend - http://www.myspace.com/psychtruth
Ex-Pharma Sales Reps Speaks Out - Pharma Not in Business of Health, Healing, Cures, Wellness.
Gwen Olsen spent fifteen years as a pharmaceutical sales rep working for such healthcare giants as Johnson & Johnson, Bristol-Myers Squibb, and Abbott Laboratories. She enjoyed a successful, fast-paced career until several conscious-altering experiences began awakening her to the dangers lurking in every American medicine cabinet. Her most poignant lessons, however, came as both victim and survivor of life-threatening adverse drug reactions. After leaving pharmaceutical sales in 2000, Gwen worked in the natural foods industry first as an Account Manager for Nature's Way, and then as a Regional Sales Manager for Gaia Herbs. She is currently a writer, speaker, and natural health consultant.
The United States health care system is killing Americans at an alarming rate, even though we spend over fifteen percent of the Gross National Product (GNP) on health care. According to the Journal of the American Medical Association, our health care outcomes ranked only fifteenth among twenty-five industrialized nations worldwide. Adverse effects from prescription drugs have become the third-leading killer of Americans. Only heart disease and cancer claim more lives. We trust our doctors to inform us and our government to protect us from medical malfeasance that may put profits ahead of consumer health and safety. But the fine line walked by the FDA between the interests of the pharmaceutical manufacturers and the American public has continually been crossed. The result is the unleashing of an unprecedented number of lethal drugs on the U.S. market!
Gwen Olsen learned firsthand the danger that lurks in every American's medicine cabinet, working in the pharmaceutical industry. But her most poignant education would come as a victim and, ultimately, as a survivor.
Visit Gwen's Website at
http://www.gwenolsen.com/
Confessions of an Rx Drug Pusher
God's Call to Loving Arms
http://www.amazon.com/Confessions-Rx-Drug-Pusher-Loving/dp/0595357636
This video was produced by Psychetruth
http://www.myspace.com/psychtruth
http://www.youtube.com/psychetruth
© Copyright 2008 Gwen Olsen. All Rights Reserved.
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Monday, December 26, 2011
Fitness Trainers - How To Start Your Own Business
Article Directory :: Health & Fitness Articles
Fitness trainers do not only stay healthy themselves but also help others become healthy. If you are thinking of pursuing a career in this field and becoming a fitness trainer, these are some of the steps you will need to take.
First, you need to be sure that this is really what you want and you have the skills which a fitness trainer should have. You should be patient, persistent, organized and an effective motivator so that you can work well with your students. Also, since this job requires interactions will all kinds of different people, you should be a people's person. And of course, you should lead a healthy lifestyle yourself if this is what you will be teaching others.
Next, you need to choose a certification from a well recognized and well-reputed organization such as CYQ or Active IQ. Make sure the course is REP accredited and you get a well-known and successful tutor. If there is a certain club that you want to get into, inquire what courses and qualifications they require.
You can either choose a full time course or a part time course. Although part time courses are slightly cheaper, they take longer. If you want to get into a market as soon as possible, you should go for a full time course.
After you complete your course and go for a specialty course, you increase your earning potential. The job market is competitive and the more you can offer the more in demand you will be. For example you can get ACE's Clinical Exercise Specialist certification and work with people who have some injuries or chronic diseases.
Then you need to either start looking for a job or start up your own business. If you want to be employed somewhere, you will have to call up different clubs using a local phonebook and ask if they are hiring and what is their procedure. Then apply there by filling their forms.
If you want to set up your own fitness marketing or organisation perhaps at your home, you will have to make arrangements accordingly such as finding a name for your business, registering your company, buying and setting the equipment and targeting your potential customers by marketing yourself.
To market yourself employ different tools and techniques so that more and more people get to know about you. Spread flyers and newsletters, give out your business cards, make up a website and hold seminars if possible.
Even when you have established yourself your studies don't end there. You need to constantly keep yourself up to date by doing variety of courses and attending workshops.
If you do not want to work for a club or set up your own business, you can also go for other options, and there are many of them. As a fitness trainer expert, you can work for corporate fitness, spas, resorts and cruises. And once you become an established fitness trainer, you can also become a fitness writer, fitness consultant or athletic coach.
Whatever you choose, there is a great potential for growth and earning if you really love your job and work hard for it.
EasyPublish™ this article - publishers click hereMore articles by Michelle HopkinsPharma Not in Business of Health, Healing, Cures, Wellness
Be My Friend - http://www.myspace.com/psychtruth
Ex-Pharma Sales Reps Speaks Out - Pharma Not in Business of Health, Healing, Cures, Wellness.
Gwen Olsen spent fifteen years as a pharmaceutical sales rep working for such healthcare giants as Johnson & Johnson, Bristol-Myers Squibb, and Abbott Laboratories. She enjoyed a successful, fast-paced career until several conscious-altering experiences began awakening her to the dangers lurking in every American medicine cabinet. Her most poignant lessons, however, came as both victim and survivor of life-threatening adverse drug reactions. After leaving pharmaceutical sales in 2000, Gwen worked in the natural foods industry first as an Account Manager for Nature's Way, and then as a Regional Sales Manager for Gaia Herbs. She is currently a writer, speaker, and natural health consultant.
The United States health care system is killing Americans at an alarming rate, even though we spend over fifteen percent of the Gross National Product (GNP) on health care. According to the Journal of the American Medical Association, our health care outcomes ranked only fifteenth among twenty-five industrialized nations worldwide. Adverse effects from prescription drugs have become the third-leading killer of Americans. Only heart disease and cancer claim more lives. We trust our doctors to inform us and our government to protect us from medical malfeasance that may put profits ahead of consumer health and safety. But the fine line walked by the FDA between the interests of the pharmaceutical manufacturers and the American public has continually been crossed. The result is the unleashing of an unprecedented number of lethal drugs on the U.S. market!
Gwen Olsen learned firsthand the danger that lurks in every American's medicine cabinet, working in the pharmaceutical industry. But her most poignant education would come as a victim and, ultimately, as a survivor.
Visit Gwen's Website at
http://www.gwenolsen.com/
Confessions of an Rx Drug Pusher
God's Call to Loving Arms
http://www.amazon.com/Confessions-Rx-Drug-Pusher-Loving/dp/0595357636
This video was produced by Psychetruth
http://www.myspace.com/psychtruth
http://www.youtube.com/psychetruth
© Copyright 2008 Gwen Olsen. All Rights Reserved.
#12 - Most Discussed (Today) - Howto & Style
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Sunday, December 25, 2011
Ideal <b>Diets</b> To Slim down - Business and Technology + Latest News
Some point tasty and yummy and yet you shed weight
The many most effective diet program plans are based upon restrictions on carbohydrates, fats and substantial calorie items. For the duration of diet program plans it is possible to take fruits, green leafy vegetables, roughages and foodstuffs owning significantly less calories.
Top rated Diet plan Plans:
The Cabbage Soup diet program continues to be used by dieters for many years. This diet program incorporates lots of versions but the uncomplicated one is the fact that in case you consume cabbage soup once you are hungry it can fill you up and will enable you to keep on very low calorie diet program. When you might be on cabbage soup diet program you need to not take oily, fatty foodstuffs. This diet program has pretty very low calories. As a result cabbage diet program is among the best diets to drop some weight.
The Sonoma diet program was first prepared by Dr. Connie Gutterson. This effective weight loss diet program incorporates antioxidant vegetables, juicy fruits like blueberries, spinach, complete grains and little almond oil. It is possible to even add a glass of red wine. Sonoma diet program can also be approved as one from the most effective diets to drop some weight.
Slimatox diet program is very beneficial in controlling hunger for more than 4 hrs. Slim rapidly diet program is balanced, nutritional and wealthy in calcium and proteins. The Slim-Fast Diet plan plan is planned for dieter to take six times in day. It is possible to add fruits, yogurt and cottage cheese. Fresh vegetables, meats and nuts are also a a part of slim rapidly diet program. It isn’t only diet program cautious but in addition provides you with an excellent flavor and taste. It may be considered as the most effective diet program plan to drop some weight specifically for teenagers.
Damaging calorie diet program is significantly less of a Pure Acai Berry diet program and more like diet program helper. It consists of a list of foodstuffs whose net calorie account is less than total calories taken to digest them. These include things like substantial roughages, very low fats, fruits and vegetables. Roughage is key content of unfavorable calorie diet program. The calorie output here is unfavorable thus it can aid losing weight.
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