http://www.scoremorecredit.com/ - Credit expert, Brian Diez, reveals why it's so difficult to remove inaccuracies from your credit report.
Showing posts with label Credit. Show all posts
Showing posts with label Credit. Show all posts
Monday, April 2, 2012
Credit Repair Answers | Credit Solutions
http://creditservice.pro/ - 972-265-4378
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Credit Repair answers that you have been looking for! If you are having credit challenges and need some help with credit repair, our knowledgeable staff is here to help. We are the credit sanitizing solution you need at a price you can afford!
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Credit repair that can help you, CALL NOW (888) 873-7388 or fill out this form HERE http://tiny.cc/593mr if you're committed to working towards financial control of your life. A great place to start is with education on how and when to use credit. Our resources are designed to motivate and assist you in making the necessary changes in your financial life. We've included tools that will enable you to save time and money, free content that will help you build your financial knowledge, and webinars that will teach you about money management skills. You'll be surprised how quickly you can build a strong foundation of financial knowledge to set you on the path to financial independence with our credit repair services.
Credit Repair Magic Review - Do It Yourself Credit Repair?
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Best Online Credit Repair Service
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Call 866-999-4722 Dan from High Rise Credit Consulting just released a new video which gives you a run down of why you may need Credit Repair. This company is famous for how they go about repairing your credit. Not all credit repair agencies are the same. Go with the best!
Call 866-999-4722 Dan from High Rise Credit Consulting just released a new video which gives you a run down of why you may need Credit Repair. This company is famous for how they go about repairing your credit. Not all credit repair agencies are the same. Go with the best!
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Best Online Credit Repair Service
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Call 866-999-4722 Dan from High Rise Credit Consulting just released a new video which gives you a run down of why you may need Credit Repair. This company is famous for how they go about repairing your credit. Not all credit repair agencies are the same. Go with the best!
Call 866-999-4722 Dan from High Rise Credit Consulting just released a new video which gives you a run down of why you may need Credit Repair. This company is famous for how they go about repairing your credit. Not all credit repair agencies are the same. Go with the best!
Should You Pay for Credit Repair?
There are businesses out there that promise to improve your credit score for a price. But are they doing anything for you that you can't do yourself?
Credit Repair Exposed - What the bureaus are hiding
http://www.scoremorecredit.com/ - Credit expert, Brian Diez, reveals why it's so difficult to remove inaccuracies from your credit report.
Credit Repair - Tips on How you can Dispute the Errors in your Credit Report
http://www.ezcreditrepairsolutions.com/ - Disputing the errors in your report also prevents you from taking unneeded bad credit repair services. Most people who receive low scores due to inaccuracies do not challenge the report they receive. Instead they seek bad credit repair advice so that they can improve their credit rating. But in doing so, they waste their time and money on something that is entirely unnecessary. On the other hand, by contesting the errors in your report, you can have them removed from your records for free.
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RAISE YOUR CREDIT SCORE
How to manage your credit, increase your credit score, negotiate settlements set up debt management program.
Tuesday, March 20, 2012
The health care tax credit few are taking
Pennsylvania jewelry wholesaler Edward J. & Co. provides its employees health insurance. But it has yet to apply for appropriate tax credits. It's too complex, they say.
NEW YORK (CNNMoney) -- The health care tax credit is supposed to help small companies, but it's so confusing that many owners are forgoing the extra cash.
How much? Twenty billion dollars over 10 years, according to the Congressional Budget Office.
"For any real company that has employees coming and going, figuring out this type of mess is crazy," said Ethan Wendle, CEO of Diamondback Automotive Accessories, which makes metal truck beds.
The tax credit is part of the Patient Protection and Affordable Care Act of 2010 and is supposed to help small businesses as they experience health care reform. Companies eligible for the tax credit are those that have 25 workers or fewer, pay average salaries of $50,000 or less and cover at least half of employee health insurance premiums.
But it has become an accounting odyssey few business owners are willing to take. The program's complicated formula has some unusual features including counting some workers as 1/15th of an employee. Even more befuddling: It actually reduces federal help if a firm insures more employees.
Until Thursday, Wendle had no idea his Philipsburg, Pa., company could receive thousands from the credit. He'd previously explored the option but gave up, deciding the company was too large.
It wasn't.
Part-time employees are counted differently than full-timers, and owners aren't included, bringing his number just below the 25-employee threshold. Wendle now estimates the credit might cut his tax bill by $2,500.
"Trying to figure this out could take me three days," he said. "If politicians wanted to take care of small businesses, they should just reduce tax rates across the board."
Another problem is that most tax preparers overlook the credit, because it's not even in their software, said Simon Gray, an Atlanta accountant who works closely with tech start-ups and medical firms.
And then there are people like Kim Williams, who until recently didn't even know the credit existed. The vice president of operations at jeweler Edward J. & Co., found out her Lancaster, Pa., company could claim thousands from the credit.
"That's a part-time employee," she said. "That's three more computers."
The general reluctance to apply for the program was noted in the CBO's report last week, which explained "small businesses have been slower to take advantage of the credits than originally estimated."
Last week, the IRS felt it necessary to remind companies about the credit. It offers a step-by-step guide, various numerical examples, answers to frequently-asked questions, a YouTube video and a webinar.
Some are willing to wade through the quagmire. The Masonic nonprofit Shriners International in Orlando reaped $3,500 from it last year, according to former treasurer Kenneth Mueller.
Similar savings this year have made Lincoln, Calif., insurance agent Paul Harrison a fan, too, even if it required filling out a lengthy questionnaire for his accountant, Fred Crooks. Clients like Harrison don't mind the extra $30 charge Crooks charges for the service if it means receiving the average $1,500 credit.
But accountants and business owners say the credit fails to do what the IRS describes as the program's goal: encourage employers to keep providing health insurance coverage or start doing so.
Jay Malik, an accountant in Allentown, Pa., said the credit has not inspired his business-owning clients to start or expand their employee health plans. Rather, he assumes the tax credit's largest contributions have been to accountants like him.
"This is like any other tax law," he said. "Whenever Congress passes a new law, they should call it an Accountant Employment Act. It increases work for accountants." 
Monday, March 19, 2012
The health care tax credit few are taking
Pennsylvania jewelry wholesaler Edward J. & Co. provides its employees health insurance. But it has yet to apply for appropriate tax credits. It's too complex, they say.
NEW YORK (CNNMoney) -- The health care tax credit is supposed to help small companies, but it's so confusing that many owners are forgoing the extra cash.
How much? Twenty billion dollars over 10 years, according to the Congressional Budget Office.
"For any real company that has employees coming and going, figuring out this type of mess is crazy," said Ethan Wendle, CEO of Diamondback Automotive Accessories, which makes metal truck beds.
The tax credit is part of the Patient Protection and Affordable Care Act of 2010 and is supposed to help small businesses as they experience health care reform. Companies eligible for the tax credit are those that have 25 workers or fewer, pay average salaries of $50,000 or less and cover at least half of employee health insurance premiums.
But it has become an accounting odyssey few business owners are willing to take. The program's complicated formula has some unusual features including counting some workers as 1/15th of an employee. Even more befuddling: It actually reduces federal help if a firm insures more employees.
Until Thursday, Wendle had no idea his Philipsburg, Pa., company could receive thousands from the credit. He'd previously explored the option but gave up, deciding the company was too large.
It wasn't.
Part-time employees are counted differently than full-timers, and owners aren't included, bringing his number just below the 25-employee threshold. Wendle now estimates the credit might cut his tax bill by $2,500.
"Trying to figure this out could take me three days," he said. "If politicians wanted to take care of small businesses, they should just reduce tax rates across the board."
Another problem is that most tax preparers overlook the credit, because it's not even in their software, said Simon Gray, an Atlanta accountant who works closely with tech start-ups and medical firms.
And then there are people like Kim Williams, who until recently didn't even know the credit existed. The vice president of operations at jeweler Edward J. & Co., found out her Lancaster, Pa., company could claim thousands from the credit.
"That's a part-time employee," she said. "That's three more computers."
The general reluctance to apply for the program was noted in the CBO's report last week, which explained "small businesses have been slower to take advantage of the credits than originally estimated."
Last week, the IRS felt it necessary to remind companies about the credit. It offers a step-by-step guide, various numerical examples, answers to frequently-asked questions, a YouTube video and a webinar.
Some are willing to wade through the quagmire. The Masonic nonprofit Shriners International in Orlando reaped $3,500 from it last year, according to former treasurer Kenneth Mueller.
Similar savings this year have made Lincoln, Calif., insurance agent Paul Harrison a fan, too, even if it required filling out a lengthy questionnaire for his accountant, Fred Crooks. Clients like Harrison don't mind the extra $30 charge Crooks charges for the service if it means receiving the average $1,500 credit.
But accountants and business owners say the credit fails to do what the IRS describes as the program's goal: encourage employers to keep providing health insurance coverage or start doing so.
Jay Malik, an accountant in Allentown, Pa., said the credit has not inspired his business-owning clients to start or expand their employee health plans. Rather, he assumes the tax credit's largest contributions have been to accountants like him.
"This is like any other tax law," he said. "Whenever Congress passes a new law, they should call it an Accountant Employment Act. It increases work for accountants."
Thursday, March 8, 2012
How you can increase your credit score. - nothing for sale. credit repair
How credit repair works - nothing for sale. Just an explanation of whats going on.Sorry, I could not read the content fromt this page.
Increase Credit Score - Is It Possible To increase credit score in this terrible market?
No matter what you've been told, you CAN increase credit score - more here - http://www.thecreditprosintl.com/.
Credit-Aid Software - Guaranteed to Increase your Credit Score or your money back!
Credit repair software will help you to increase your credit score fast. Credit-Aid puts the power of a credit repair business into your own hands by using the credit reporting system to your advantage. This software makes repairing your credit as easy as clicking your mouse. The interface is friendly and within minutes a user can obtain free credit reports, generate credit dispute letters written by an attorney, and quickly be on their way to boosting their credit score and keeping it all organized. Credit Repair is not rocket science, you just need to know the rules and how to work the system in YOUR favor. Download a free software demo and a free credit secrets ebook at www.credit-aid.com and start improving your finances today!
Increase Credit Score Fast With These Tips And Hints
Sorry, I could not read the content fromt this page.
ICB Trade Lines - Piggyback Credit Increases FICO Score
Fair Isaac Corp., the company responsible for FICO credit scores, has decided that when it unveils a new version of its credit score system in September, it will close the loophole that allowed piggybacking.
Angry proponents of piggybacking say they'll organize a grass-roots campaign to fight against the change.
With piggybacking, a consumer with poor credit is placed as authorized user on the credit card of a person with a stellar credit history. Authorized users benefit from having the payment history of the primary cardholders show up on their credit reports, thereby improving their credit scores.
Lenders have complained that it is fraud and distorts the credit score system.
Internet companies have created an industry by playing middleman -- paying a small sum to those with good credit to take on those with bad credit as authorized users, then collecting healthy fees from those consumers.
Now one of those Web-based firms has threatened to organize an effort to expose problems in the credit scoring system.
"Our very existence (proves) that the FICO system is so flawed," says John Coates, spokesman for Instant Credit Builders based in Largo, Fla.
Fair Isaac says that starting in September it will ignore authorized users as it calculates the renowned FICO credit score.
"Fair Isaac has become aware that Web-based services are using authorized trade lines to defraud lenders," says Craig Watts, spokesman for Fair Isaac. "While we work with the financial services industry on an industry solution, we wanted to protect lenders and FICO scores."
The FICO credit score is used by lenders to assess risk in lending money. Lenders factor this number, which can range from 300 to 850, in credit decisions. Watts says 90 percent of the largest U.S. banks base their loan decisions on FICO credit scores.
Watts says the change will prevent people from misleading lenders about their true credit risk.
Coates argues the system can't be easily changed.
"Maybe our system can definitely show you, OK, there seems like there's a loophole and there are flaws that increase the score. You know what? There are also a zillion flaws that decrease the people's scores."
He says Instant Credit Builders plans to bring to light every flaw in the credit scoring system.
"We are building a community of people that are going to stand up. We will petition against it and we are actually going to formulate plans to work together as a grassroots effort to actually create a financial revolution," he says.
Those who rent credit histories won't be the only ones suffering a loss. Often parents will attempt to give their children a jump-start on a good or improved credit history, and they'll be taking a hit as well.
How to increase credit scores fast
I have looked all around for the best guide for folks looking to improve their credit scores fast. I highly recommend you check out this manual. It is not mine, just one a I recommend. Yes there is a cost for it, but it comes with a 100% money back guarantee, so you are not risking much. Plus, it is way cheaper then dealing with attorney's or other credit repair services that charge 1,000's but don't guarantee anything.
https://m291.infusionsoft.com/go/credit/mturner/youTube
https://m291.infusionsoft.com/go/credit/mturner/youTube
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